Thank you ssmorgan for your reply to my question. I had read some other information online about having my own server and it said that it would be more trouble than it's worth. I know that it wouldn't be cheap to set up a server, buy all the software and licenses. I was looking at it as a way to generate income into my home-based business. Being on a cable network it may cause a bottleneck effect as more traffic accesses the server.
I am fairly new to some these things. I understand how to put together a web site and the creative edge of it but without actually researching this I may be biting off more than I can chew at the moment.