Hey Shaun
If you use SBI's built-in editor then you are somewhat restricted with the design. As Max said, there is no control over the CSS and you pretty much can only edit what's inside the main content area.
If you want complete control over your design you should opt to "Upload Your Own HTML" (an option) instead of using the builder.
As far as the design aspects, there are several templates you can choose from and SBI! pretty much builds your layout for you. You can customize the header, nav buttons, etc. if you wish or you can just use the default colors and begin building your content.
Hope that answers your questions.
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