I live a simple life. Even if I were to win a million dollars, I wouldn't change what I have right now. I will still be driving the same car. Wearing the same shoes. Living in the same house. A lot of things I enjoy in life are free or cost very little, such as going for a walk in the park, or going for a good meal in the restaurant. I would park the million dollars in a time-deposit account and spend the interest earned. I would not be using it on any form of high-risk investments that will earn me unnecessary anxieties.