Hi there wflow

welcome!
I have to say that in my opinion, on cannot put a price-tag on knowledge and since starting this process with the help of Lisa's sites and SBI- the $299 fee (annual) is well worth every single cent! That's $24.92 per month technically and like Lisa had mentioned if you opt to not go with SBI, there are more cost-effective alternatives bu for the information and tools that SBI provides- you simply cannot beat it!
I had no website experience but oh my golly! I am sooooo impressed with the whole process and ease of use- that it is unbelievable!
I encourage you to do what feels right and of course, you wont become a millionaire overnight- but hard work will pay off no matter which route you choose!
Best of luck to you
