I need to know what eveyone thinks is the best. I need a new gateway because paypal pisses me off!!!
Paypal keeps letting people and their banks ripp me off. I run several dating sites, and people will pay for a premium account so they can contact others, then they will contact whoever they want, or spam everyone, and then tell paypal/bank that it was an unauthorized payment then paypal ALWAYS sends their money back even though i contest it. WORST THING IS when i contest it and lose (ALWAYS DO, and not because i do not have EXCELLENT PROOF) they send the asshole that signed up his money back and then CHARGE ME $10.00 !!!!! I HATE PAYPAL !! Im surprised paypal is a .com and not a .ORGanized crime !!!
Last edited by facebookadder; 03-31-2010 at 07:55 AM.
It's strange because since using PayPal I haven't had any charge backs although I have read other stories like yours.
I have heard that using an off-shore payment gateway is a good idea because they generally protect their merchants more than a US company.
Perhaps you should look at creating or outsoucing a script that will find such emails or limit the amount people can send so you find them before they do any damage and issue a charge back?
I wish you the best of luck!
Ok, i will look into finding one offshore. That sounds pliable. Know of any offhand? Im sure i can probably google and find one. Thanks for the advice and input.
Yea, just searching for best one that sided in favor of merchant is a GREAT IDEA. I think your right, that is the ticket. Maybe even BOTH. Seach offshore and best to side with merchant.
Thanks again for the good advice,
Great information you guys are providing. I will be looking for a payment gateway soon and this info is invaluable!! Thanks!!
If you're a startup with less than USD30k in monthly sales, then go for 2CO. That said, 2CO's 5.5% + $0.45 per transaction, might be hard on merchants with low margins.
Once your business has grown, try Authorize.net. They're stable and easy to use. As far as cost goes, they charge a monthly gateway fee of $20.00 and a $0.10 transaction fee.
People are more likely to buy if they recognize the name, thats why PayPal and Google Checkout work so well. They are both recognized brands that people trust with their information.
Try a recognized one and a offshore one beside each other and see what percent of people use each one before making a final decision.
2checkout is best and reliable
We are offering clickandbuy to our customers, they are really good and providing a great service.