Gigababbler,

How about getting a friend to pay for you when you order. You should be able to order in your name and email address but with the alternate's card info OK. If you know someone who would do it, that should work.

I recommend no one have credit cards unless they pay off any personal purchases monthly, but if you can handle that perhaps you should consider getting one. You can save a lot buying online. I make most of my purchases that way, most often from Amazon which gives free shipping on orders over $25.00. And if you get a AAA Visa you can get 5% rebates on gasoline automatically credited to your card. That "earns" me $15-20 a month. Just a thought.

Good Success!

James