Hi Vashti,
You do have to be careful with those deferred interest programs, if you don't pay them off in time then all the deferred interest is added back..but they can work in your favor as well.
We have bought several things there..computers, a generator (we live in the hurricane belt), etc. on the deferred interest plan and make a point to divide up the amount of the purchase over the time to pay, and make that payment each month, even though they say you don't have to pay anything for that period of time. That way we get to finance the purchase over time with no interest.
So don't write them off so quick (although I do resent that restocking fee!)...take advantage of the program instead.
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Jewel
http://www.your-camping-guidebook.com
"It is better to have enough ideas for some of them to be wrong, than to always be right by having no ideas at all."
-- Edward De Bono
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