Hi . I use paypal.. Yes I believe is good, free to join free to send and recieve UNLESS you are doing a business account then it is free to send and they do charge a small fee if you make a sell. BUT they offer great deals and can post there also and can help keep account of your business step by step help and you can earn from them to. Just let me know and I will help ya get on there if you need the help. They have logos you can use to let people pay through paypal to you on your ads. Is good for me...safer and well known and also going places......Big. Have a great day.. yea I am still trying to win that money to. ha ha..come on down let me know what you do . I sell home made jewelry..what kind of books you are doing??